TERMS AND CONDITIONS

This Agreement was last revised on August 20th, 2023.

I.OUR INTRODUCTION

Welcome to www.cardsclick.com (“Website”).

By accessing and using our Website, you agree to comply with the following terms and conditions, which constitute a legally binding agreement between you and www.cardsclick.com. Please note that these terms may be updated by us periodically without prior notice to you. It is your responsibility to review and understand these terms, as well as our Privacy Policy, before using the Website. Your continued access and use of the Website indicate your acceptance and agreement to be bound by this Agreement. If you do not agree with any of the terms, we kindly ask that you refrain from using the Website.

II.DEFINITIONS

     

      • Agreement” refers to this Terms and Conditions and the Privacy Policy and other documents provided to you by the Website;

      • User”, “You” and “your” refers to the person who is visiting or accessing or taking any service from us.

      • We”, “us”, and “our” refers toStore;

      • Website” shall mean and include “cardsclick.com;mobile applicationand any successor Website or mobile application of the Company or any of its affiliates.

    III.INTERPRETATION

       

        • The use of singular also includes plural, and vice versa. The term “includes” should be interpreted as “without limitation”.

        • Words pertaining to a specific gender should be regarded as applicable to all other genders as well.

        • Any reference to a statute, ordinance, or other law encompasses all regulations, instruments, consolidations, amendments, re-enactments, or replacements that are currently in effect.

        • The headings, bold typeface, and italics (if any) have been included for reference convenience only. They do not define, limit, or impact the interpretation or meaning of the terms in this Agreement.

      IV.COMMITMENT AND SCOPE

         

          • Scope. These Terms are applicable to your usage of our Website and Services. However, they do not apply to Third-Party Products or Services, which are governed by their respective terms of service.

           

            • Eligibility: Our service is not available to minors under the age of 13 or to any users who have been suspended or removed from the system by us for any reason.

             

              • Electronic Communication:By using this Website or sending electronic communications from your desktop or mobile device to us, you agree to communicate with us electronically. You also agree to receive replies from us electronically in the same format. You may keep copies of these communications for your records.

            V.OUR SERVICES

            We are a team of bloggers, developers, and entrepreneurs who have joined forces to create a platform that brings valuable content, innovative solutions, and business insights to our audience. With a shared vision and diverse expertise, we aim to inspire, inform, and entertain our readers while providing user-friendly and robust products for businesses and individuals.

            As bloggers, we understand the power of words and their impact. Our talented writers are dedicated to delivering high-quality and insightful articles covering a wide range of topics. Whether it’s sharing our experiences, providing tips and advice, or exploring the latest trends, our goal is to inspire and engage our readers with valuable content.

            VI.MODIFICATIONS TO THE SERVICE

            We retain the right, at our discretion, to make alterations, adjustments, additions, or deletions (collectively referred to as “Changes”) to the Terms at any time. We may inform you of such changes by emailing the address specified in your Account or publishing a revised version of the Terms that include the changes on our Website.

            VII.USER CONTENT

               

                1. Content Responsibility.

              You are allowed to post comments, feedback, and other materials on the website, but you are entirely accountable for the content you submit. You attest that you have obtained the necessary authorization to use such content.

              While submitting content to the website, please refrain from posting content that:

                 

                  • contains ill-mannered, profane, abusive, racist, or hateful language or expressions, text, photographs, or illustrations that are pornographic or in poor taste, inflammatory attacks of a personal, racial, or religious nature;

                  • is defamatory, threatening, disparaging, grossly inflammatory, false, misleading, fraudulent, inaccurate, unfair, contains gross exaggeration or unsubstantiated claims;

                  • violates the privacy rights of any third party, is unreasonably harmful or offensive to any individual or community;

                  • discriminates on the grounds of race, religion, national origin, gender, age, marital status, sexual orientation, or disability, or refers to such matters in any manner prohibited by law;

                  • violates or inappropriately encourages the violation of any municipal, state, federal, or international law, rule, regulation, or ordinance;

                  • uses or attempts to use another’s account, password, service, or system except as expressly permitted by the Terms of use uploads or transmits viruses or other harmful, disruptive, or destructive files;

                  • sends repeated messages related to another user and/or makes derogatory or offensive comments about another individual or repeats prior posting of the same message under multiple emails or subjects;

                  • Information or data which are unlawfully obtained;

                We will reject any content that falls under this category. In case of repeated violations, we hold the right to terminate the user’s access to the website without prior notice.

                VIII.LIMITED GUARANTEE

                By availing of our services:

                   

                    • Our Website provides you with an opportunity to access the Services we offer.

                    • We do not offer any warranty or assurance that the descriptions of the Services are accurate, comprehensive, dependable, up-to-date, or free from errors. If a Service provided by the Website is not as described, your only recourse is to notify us of the issue and provide us with further information to take appropriate action.

                  IX.GEOGRAPHIC RESTRICTION

                  We retain the right, although we are not obligated, to restrict the utilization or provision of any service to any individual, geographic region, or jurisdiction. We may exercise this right as and when required. Any offer to deliver a Service made on our Website is void where prohibited.

                  X.YOUR COMMITMENT AND RESPONSIBILITIES

                     

                      • You shall use our Service for a lawful purpose and comply with all the applicable laws;

                      • You shall not upload, any content that:

                           

                            • Defamatory, infringes any trademark, copyright, or any proprietary rights of any person or affects anyone’s privacy, contains violence or hate speech, including any sensitive information about any person.

                        • You shall not use or access the Website for collecting any market research for some competing business;

                        • You will not use any device, scraper, or any automated thing to access our Website by any means without taking permission.

                        • You will inform us about anything that is inappropriate or  you can inform us if you find something illegal;

                        • You will not interfere with or try to interrupt the proper operation of the Website through the use of any virus, device, transmission mechanism, software, or routine, or access or try to gain access to any data, files, or passwords connected to the Website through hacking, password or data mining, or any other means;

                        • You will not take any action that levies or may levy (in our sole decision) an unreasonable or unreasonably big load on our technical arrangement; and

                        • You will let us know about the unsuitable content of which you become aware.  If you discover something that infringes any law, please let us know, and we’ll review it.

                      We reserve the right, in our sole and absolute discretion, to deny you access to the Website or any service, or any portion of the Website or service, without notice, and to remove any content.

                      XI.GENERAL CONDITIONS AND WEBSITE USAGE

                         

                          • The accuracy, completeness, validity, or timeliness of the information provided on our website cannot be guaranteed.

                          • We may make significant alterations to these terms and conditions occasionally, and we will notify you of such changes through prominent postings or email communications.

                          • The website is licensed to you for private, personal, non-commercial use in connection with the Service, subject to all the terms and conditions of this Agreement.

                        XII.EXCLUSION OF LIABILITY

                        This statement is a disclaimer that the website owner or operator will not be responsible for any profit, loss, or offer received from the information provided on the website. They do not guarantee the accuracy, completeness, validity, or timeliness of information listed on the website by themselves or any third parties, and will not be responsible for any materials posted by themselves or any third party.

                        Users are advised to use their judgment, caution, and common sense in evaluating any prospective methods or offers and any information provided by the website or any third party. The website owner or operator will not be liable for any direct, indirect, consequential, or any other form of loss or damage that may be suffered by a user through the use of the website, including loss of data or information, or any kind of financial or physical loss or damage.

                        Cardsclick.com, its owners, directors, employees, partners, agents, suppliers, or affiliates shall not be held responsible for any indirect, incidental, special, consequential or exemplary damages. This includes, but is not limited to, loss of profits, revenue, usage, goodwill, or any other intangible losses that may arise from (i) your use or inability to use the Service, (ii) any conduct or content of any third party on the Service, or (iii) any unauthorized access, use or alteration of your content or transmissions, even if they were made aware of the possibility of such damage.

                        XIII.NO RESPONSIBILITY

                        We shall not be held responsible for any losses incurred by you due to:

                           

                            • Inaccurate or incomplete information that you provide on our website;

                            • Inability to use our website at any time; or

                            • Any errors or omissions present on our website.

                          XIV.AFFILIATE MARKETING & ADVERTISING

                          The website and services may engage in affiliate marketing, which means they may receive a commission or a percentage of the sale of goods or services through the website. The website may also accept advertising and sponsorships from commercial businesses or receive other forms of advertising compensation. It is important to note that the website may receive a commission when you click on their links and make purchases. However, this will not affect their reviews and comparisons. They strive to maintain a fair and unbiased approach to help you make the best decision for yourself.

                          XV.THIRD-PARTY LINKS

                          We may provide links to external or third-party websites (referred to as “External Sites”) solely for your convenience, and we do not endorse the content on these External Sites. The content on such External Sites is created and maintained by others, and you should contact the site administrator for those External Sites if you have any concerns. We are not responsible for the content provided on the External Sites or for any representations about the accuracy of the information on these sites. It is important to exercise caution when downloading files from these External Sites to protect your computer from viruses and other harmful programs. If you choose to access any linked External Sites, you do so at your own risk.

                          XVI.PERSONAL INFORMATION AND PRIVACY POLICY

                          By accessing or using the Website, you approve us to use, store, or otherwise process your personal information as per our Privacy Policy.

                          XVII.ERRORS, INACCURACIES, AND OMISSIONS

                          Although we have made every effort to provide accurate and error-free information on our website, we apologize for any errors or omissions that may have occurred. We cannot guarantee that the website will be free of errors or suitable for your intended purpose, timely, or that any defects will be corrected. Additionally, we cannot guarantee that the website or the server that makes it available is free of viruses or bugs, nor do we make any warranties, whether express or implied, relating to fitness for purpose or accuracy.

                          XVIII.DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

                          Our website and the service are provided on an “as is” and “as available” basis without any warranties of any kind, including that the website will operate error-free or that the website, its servers, or its content or service are free of computer viruses or similar contamination or destructive features.

                          We disclaim all licenses or warranties, including, but not limited to, licenses or warranties of title, merchantability, non-violation of third parties rights, and fitness for a particular purpose, and any warranties arising from a matter of dealing, course of performance, or usage of trade. In relation to any warranty, contract, or common law tort claims: (i) we shall not be liable for any unintended, incidental, or substantial damages, lost profits, or damages resulting from lost data or business stoppage resulting from the use or inability to access and use the website or the content, even if we have been recommended of the possibility of such damages.

                          The website may comprise technical incorrectness or typographical errors or omissions. Unless required by applicable laws, we are not accountable for any such typographical, technical, or pricing errors recorded on the website.  The website may contain information on certain services, not all of which are available in every location.  A reference to a service on the websites does not suggest that such service is or will be accessible in your location.  We reserve the right to do changes, corrections, and/or improvements to the website at any time without notice.

                          XIX.COPYRIGHT AND TRADEMARK

                          The Website contains material, such as software, text, graphics, images, designs, sound recordings, audiovisual works, and other material provided by or on our behalf of us (collectively referred to as the “Content”).  The Content may be possessed by us or third parties.   Unauthorized use of the Content may infringe copyright, trademark, and other laws.  You have no rights in or to the Content, and you will not take the Content except as allowed under this Agreement.  No other use is allowed without prior written consent from us.  You must recollect all copyright and other proprietary notices contained in the original Content on any copy you make of the Content.  You may not transfer, provide a license or sub-license, sell, or modify the Content or reproduce, display, publicly perform, make a derivative version of, distribute, or otherwise use the Content in any way for any public or commercial purpose.  The use or posting of the Content on any other Website or in a networked computer environment for any purpose is expressly prohibited.

                          If you infringe any part of this Agreement, your permission to access and/or use the Content and the Website automatically terminates and you must immediately destroy anycopies you have made of the Content.

                          Our trademarks, service marks, and logos used and displayed on the Website are registered and unregistered trademarks or service marks of us.  Other company, product, and service names located on the Website may be trademarks or service marks owned by others (the “Third-Party Trademarks,” and, collectively with us, the “Trademarks”).  Nothing on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Trademarks, without our prior written permission specific for each such use.    None of the Content may be retransmitted without our express, written consent for every instance.

                          XX.INDEMNIFICATION

                          You agree to secure, indemnify, and hold us and our officers, directors, employees, successors, licensees, and allocates harmless from and against any dues, actions, or demands, including, without restriction, judicious legal and accounting fees, arising or consequential from your breach of this Agreement or your misappropriation of the Content or the Website.  We shall make available notice to you of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit, or proceeding.  We reserve the right, at your expense, to assume the exclusive defense and control of any matter that is subject to indemnification under this section.  In such case, you agree to cooperate with any reasonable requests assisting our defense of such matter.

                          XXI.MISCELLANEOUS

                          SEVERABILITY

                          If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.

                          TERMINATION

                          Term. The Services will be provided to you can be canceled or terminated by us. We may terminate these Services at any time, with or without cause, upon written notice. We will have no liability to you or any third party because of such termination. Termination of these Terms will terminate all of your Services subscriptions.

                          Effect of Termination. Upon termination of these Terms for any reason, or cancellation or expiration of your Services: (a) We will cease providing the Services; (b) We may delete your archived data within 30 days. All sections of the Terms that expressly provide for survival, or by their nature should survive, will survive termination of the Terms, including, without limitation, indemnification, warranty disclaimers, and limitations of liability.

                          ENTIRE AGREEMENT

                          This Agreement constitutes the entire agreement between the parties hereto concerning the subject matter contained in this Agreement.

                          DISPUTE RESOLUTION

                          If a dispute arises between you and the website www.cardsclick.com, our goal is to resolve such a dispute quickly and cost-effectively. Accordingly, you and the website agree that we will resolve any claim or controversy at law or equity that arises between us out of this Agreement or the website Services (a “Claim”) following this section entitled “Dispute Resolution.” Before resorting to these alternatives, you agree to first contact us directly to seek dispute assistance by going to user Service.

                          ARBITRATION OPTION

                          For any claim arising between you and www.cardsclick.com (excluding claims for injunctive or other equitable relief), the party requesting relief may elect to resolve the dispute cost-effectively through binding non-appearance-based arbitration. A party electing arbitration must initiate such arbitration through an established alternative dispute resolution (“ADR”) provider mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: (a) the arbitration will be conducted by telephone, online, and/or be solely based on written submissions, the specific manner will be chosen by the party initiating the arbitration; (b) the arbitration will not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties, and (c) if an arbitrator renders an award the party receiving the award may enter any judgment on the award in any court of competent jurisdiction.

                          GOVERNING LAW AND JUDICIAL RECOURSE

                          The terms herein will be governed by and construed under the law of Indiawithout giving effect to any principles of conflicts of law. The courts of State of Punjab shallhave exclusive jurisdiction over any dispute arising from the use of the Website.

                          FORCE MAJEURE

                          We will have no liability to you, or any third party for any failure us to perform its obligations under these Terms if such non-performance arises as a result of the occurrence of an event beyond the reasonable control of us, including, without limitation, an act of war or terrorism, natural disaster, failure of electricity supply, riot, civil disorder, or civil commotion or other force majeure event.

                          ASSIGNMENT

                          We shall have the right to assign/transfer this agreement to any third party including our holding, subsidiaries, affiliates, associates, and group companies, without any consent of the User.

                          CONTACT INFORMATION

                          If you have any questions about these Terms, please contact us at our website email info@cardsclick.com.